FREE Credit Report

Why do I need to see my credit file?

When assessing many financial applications, a lender will consult your credit file. This contains information about any current credit you may have and a history of your payments. Missed payments will be listed and may affect your ability to be approved for a loan.

The contents of your credit report is important when applying for a financial product such as a loan, mortgage, or credit card.

Lenders use your credit report when deciding whether to make you an offer and how much interest you should pay.

Get your FREE Experian credit report online and see the information lenders see.