Guaranteed Swiss Personal Bank Account
This account offers impressive Internet banking access, an international debit card enabling you to withdraw cash at ATMs anywhere in the world, no minimum deposits, and the peace of mind that comes with knowing your funds are completely safe. This is a great solution if you need a powerful current account, and it is also an excellent entry-level account.
Powerful 24/7/365 Internet banking access
International Cirrus/Plus debit card*
Standing order payments to any account in the world
Transfer funds to any account online
No minimum balance required
Multiple currencies, £, Euro, $, Swiss Franc
Offices throughout Switzerland
Total security of your deposits
Interest 2.20 - 4.55% on payment accounts, as at June 2006
No currency conversion charges for deposits
* International Cirrus/Plus debit card issued automatically with Euro and CHF accounts. For clients requiring a GBP account, a multi-currency account would ensure the issue of an ATM card. The linked, additional currency account, would be set up at no extra cost.
What's more, it couldn't be easier to open the account as there's
No credit checks
No references
No status required
No bank visit needed
No minimum account opening balance
Available for international applicants WORLDWIDE
With no maintenance charge as long as you maintain total assets equivalent to 1,000 Euros, no charges for cash or wire incoming deposits - cheque charges depends on the currency and country of issue - and a Personal Account Manager who you can phone or fax directly in English, German, French or Italian, why wait? Act now and start the application process today.
Swiss bank secrecy and tax evasion...
Swiss bankers are obliged to keep any information about you and your account strictly confidential. This is so important that it has been established in Swiss law and any banker who reveals information about you without your consent risks several months in prison. The only exceptions to this rule concern serious crimes such as gun smuggling and drug trafficking. Bank secrecy is not, however, lifted for tax evasion because failure to report income or assets is not considered a crime in Switzerland. As such, neither the Swiss government, nor any other government, can obtain information about your bank account. They must first convince a Swiss judge that you have committed a serious crime punishable by the Swiss Penal Code.
So, if you’ve kept your banking information strictly confidential, the bank’s secrecy will not be lifted for private matters such as inheritance or divorce. It’s up to the plaintiffs to prove that the account exists if they wish the judge to pursue the case.
How do I open an account?
- Click on the 'Apply Online' link.
- Once you have completed the online order form you’ll be sent a confirmation email.
- Submit your one off payment of just £245 to easyMoneySolutions.
- Send your passport to an Apostille agent or Foreigh and Commonwealth Office to be certified. For United Kingdom applicants please see details below. International clients outside the UK, please simply search on the internet for an Apostille agency.
- You’ll be sent the account application forms directly from the bank. These must be completed and returned along with the certified copy of your passport and Apostille certificate.
- You’ll be informed in writing and via email once your account has been opened. This will usually take place within 5 days of the bank receiving the appropriate documentation.
The entire process will take around 14 and 21 days - this is however dependent on you returning the application form and other documents required promptly.
Please note, due to International Banking agreements, applicants holding a passport from any of the countries listed below will not be accepted for a Swiss Account: Afghanistan, Albania, Colombia, Cook Islands, Dominica, Egypt, Grenada, Guatemala, Indonesia, Marshall Islands, Myanmar, Nauru, Nigeria, Niue, St. Vincent, the Philippines, South Africa, Iran, Iraq, Kuwait.
Identification required
You’ll need a certified copy of your passport and that copy must have an Apostille certificate to confirm the authenticity of your passport. This is a requirement of the Swiss banking laws. There are agencies throughout every country in the world that can certify and attach an Apostille certificate to your passport or, alternatively, you can contact your appropriate government office.
UK passport holders may wish to dispense with the third party services of an Apostille agent, and of course their associated charges, and liaise direct with the Foreign and Commonwealth office. Apostille certificates/legalisations can be obtained in person or by post for UK passport holders at the price of £19. Please visit the link here
easyMoneySolutions provides a Swiss bank account for a one time set up fee of only £245.