Which account should I apply for?

Had enough of your bank? You're not alone. Thousands of business owners, professionals and UK residents are trapped in a relationship with a bank, leaving them feeling both let-down and stifled. It doesn't help the UK banking industry makes applicants jump through many hoops if they don't fit their perceived model of the low-risk client.

Are you a foreign resident? If so, you'll already know how hard it can be to attempt to open a bank account in this country. This is less than ideal at the best of times, but can be crucial to success of a small business - particularly if you have cheques to bank but nowhere to bank them!

Whatever your present or past financial circumstance or history, did you ever think that you could simply buy yourself a bank account to meet your requirements and expectations without the application based only on a credit check? Now, you can. All of the accounts listed below are guaranteed* to be opened for you regardless of your past or present financial situation.

Please note only residents and citizens of the UK may apply.

Basic Business Account

Issued by a UK high street or private investment bank. No minimum balance required. Counter cheques issued initially. Standing order and direct debit facilities. Available for Sole Trader/Partners/Ltd Company. Also available for discharged bankrupt and IVAs. Guaranteed arrangement fee £149.

Basic Personal Account

Issued by a UK high street or private investment bank. No minimum balance required. ATM or debit card. Cheque book issued in 80% of cases or counter cheques. Standing order and direct debit facilities. Guaranteed arrangement fee £149.

Bankrupt/IVA Account

Issued by a UK high street or private investment bank. No minimum balance requirement. Counter cheques issued initially. Standing order and direct debit facilities. Available for bankrupt/discharged. Guaranteed arrangement fee £129.

High Street Personal Account

Issued by a UK high street or private investment bank. No minimum balance. ATM or Debit Card. Cheque book and cheque guarantee card issued with slight adverse after review period. Standing Orders D/Debit facilities. Internet banking with the majority of providers. Guaranteed arrangement fee £189.

Professional Business Account

Issued by a UK high street or private investment bank . No minimum balance. ATM or Debit Card . Cheque book .Standing Orders D/Debit facilities. Telephone and internet banking available with many banks. Available for Sole Trader/Partners/Ltd Company. Visa/MasterCard can be issued after satisfactory period . Guaranteed arrangement fee £289.

What happens next?

• Click on the ‘Apply Online’ button for your desired account.
• Complete the sections requested on the online application form.
• Print or save a copy of the confirmation page for your own records.
• Our customer care team will email you confirming your application and a personal team member will be appointed to you. You’ll be informed of your unique client account number so that you can login to your online status account.
• Once we have received your cleared payment, your application will be passed to our banking team who will contact you via phone or post with in 3 working days to work with you to open your account.

Questions?

* Guarantee - as we’re not party to any bank’s acceptance criteria, we can’t fully guarantee every bank would find any one particular client’s history acceptable. However, to protect you, we offer a full money back guarantee in the event of applications being declined - all we ask is that you send us the corresponding decline letters. For full terms and conditions, please click here.